Tim Belanger is a trusted professional Ottawa mortgage agent committed to finding the right mix of competitive rates and flexible options to meet your needs.
Your home purchase is arguably the most important investment of your life, so you need a trusted partner you can count on to find the mortgage that’s right for you.
Whether you’re purchasing your first home, investing in property, refinancing or renewing your mortgage, Tim will set your mind at ease as he sets you on the correct path.
Backed by the mortgage experts at Invis Canada, Tim has access to over 50 competing lenders, including major banks, credit unions, life insurance companies, trusts and other national and regional lenders.
A trusted local Ottawa provider, Belanger Financial will tailor a life insurance policy designed specifically to protect your family’s future.
With so much at stake and considering all the options available to you, we know how important it is to cut through the jargon and make sense of your life insurance options.
Whether your needs are term or permanent, Belanger Financial will help you select a product to keep your family financially safe and secure.
We’ll get to know you and take your unique situation into account when recommending the product and amount of coverage that’s right for you.
Health & Dental Insurance
The trusted choice for health & dental insurance in Ottawa, Belanger Financial will review your current benefits and work with you to develop a fully customizable health and dental plan.
Our plans are designed to meet all your insurance needs.
Whether you are self-employed or looking for supplemental health and dental insurance, Belanger Financial can offer the right plan for you, your spouse or your family.
We’ll walk you through the many options and products available to you, to help you devise a plan that gives you peace of mind at a cost you can afford.
Disability Insurance & Preparedness
With the growing number of independent Ottawa contractors and consultants, Belanger Financial knows the importance of disability insurance.
Belanger Financial can work with you to develop a plan to financially protect you and your family in the event of injury, critical illness or long-term care.
Disability preparedness is especially important for contractors, tradespersons and freelance business consultants with no other means of supplemental compensation.
At Belanger Financial, we’ll take a personal approach to helping you understand what you need to maintain your current lifestyle.
Specifically, we’ll ensure that you have immediate income replacement to maintain your financial well-being should you be unable to work for any period of time.
Retirement & Savings
A leading provider of investment products in Ottawa, Belanger Financial will develop a retirement and savings strategy tailored specifically to your unique needs and objectives.
Whether your savings goals are short, medium or long-term, our personal, one-on-one treatment will help you make sense of the many options available to you.
Belanger Financial will empower you with the knowledge to help make your retirement dreams a reality.
Our wide variety of services include, but are not limited to:
- Registered Retirement Savings Plans (RRSPs)
- Registered Education Savings Plans (RESPs)
- Registered Retirement Income Funds (RRIFs)
- Life Income Funds (LIFs)
- Guaranteed Investment Certificates (GICs)
- Tax-Free Savings Accounts (TFSAs)
- Tax sheltered savings and investments
- Segregated funds
Debt Consolidation Strategies
Ottawa’s debt consolidation specialists, Belanger Financial will help you get out of debt sooner with a minimal amount of impact on your current lifestyle.
By consolidating your debts into one convenient and manageable monthly payment, we’ll help reduce or eliminate interest, late fees and harassment from creditors.
In many cases, consolidation can reduce payments by up to 50% and result in thousands of dollars saved over the term of your debt.
Even more importantly, Belanger Financial’s debt strategies can immediately increase cash flow. Imagine the possibilities if you could not only pay off your debt, but actually save for your future.